Religon

I've shared some of your observations in dealing with people, and found little use for religion in my personal life. That's not to say that there is no value in religion however.
I like to think that I have my head on pretty straight, and that my moral compass is more or less aligned.
I think that on a larger sampling of individuals, you'll find cheats and liars from all walks of life. Hypocrites pervade our society on all levels, and it's a shame that they dilute groups of people dedicated to charity and helping fellow man. That hypocrisy perhaps stands out in greater contrast in people who outwardly lable themselves according to their religion, but a majority of people are disappointing regardless of Creed.
Some people are genuinely good, generous people. When you find a rare, selfless individual who also is religious, it's a compliment to their personality. It's more than feeling good about yourself on Sunday, it's more about helping other people who are having a hard time seeing the positive things in life, or just need a hand through a rough patch of road.
That's my model of faith. Though I feel alone at times in a sea of immorality, I know that I am as good as I can be. Not for God nessicarily, but for other people who share my view and struggles.